A blonde walks into a bank in New York City and asks to speak with a loan officer. She explains that she’s heading to Europe on business for two weeks and needs to borrow $5,000.

The loan officer tells her that the bank will need some form of collateral. Without hesitation, she hands over the keys to a brand-new Mercedes Benz SL500. She explains that it’s parked just outside the bank, and she has the title and registration in hand—everything checks out. The bank agrees to accept the luxury car as collateral for the $5,000 loan.

After she leaves, the bank’s executives share a good laugh. Who in their right mind uses a $110,000 car to secure such a small loan? Still amused, they have a staff member drive the Mercedes down into the bank’s secure underground garage.

Two weeks later, the blonde returns, pays off the $5,000 loan along with $15.41 in interest, and retrieves her car.

The loan officer, still puzzled, says, “Miss, everything went smoothly, and we’re grateful for your business. But we couldn’t help looking into your background—and we found out you’re a multimillionaire. What we don’t understand is, why bother borrowing $5,000?”

She smiles and replies, “Where else in New York City can I park my car for two weeks for just $15.41 and know it’ll be safe when I get back?”